Affordable care / Sliding fee scale calculator
Free 2026 tool

Free sliding fee scale calculator

Enter three details to compare your household income with the federal guidelines used by many health centers. The result helps you know what to ask about possible clinic discounts.

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This calculator runs in your browser. The Health Question does not receive or store the numbers you enter.

Estimate your income level

Use gross income before taxes unless the health center tells you to use a different definition.

YOUR ESTIMATE

In simple words

What is a sliding fee scale calculator?

It compares your household income and family size with federal guidelines. Many health centers use those guidelines when creating discounts for people who may have difficulty paying the full price.

1You enterFamily size, location, and income
2We compareYour income with the 2026 guidelines
3You askThe clinic about its actual discount and price

What the estimate means

HRSA-funded health centers use the current Federal Poverty Guidelines to create their sliding fee discount schedules. At or below 100%, the schedule provides a full discount or a small nominal charge. Above 100% and through 200%, it provides partial discounts. Above 200%, the federal schedule does not require a discount.

This is not an eligibility decision or a price quote. Each health center defines family and income, reviews documents, sets discount levels, and decides which services use each schedule.

What to do with your result

  1. Use HRSA's official directory to find a nearby health center.
  2. Ask for the current sliding fee policy and application.
  3. Confirm how the center defines family size and income.
  4. Ask what documents are accepted and which services may have separate charges.

Quick answers

Sliding fee scale calculator questions

Does this calculator tell me what a clinic will charge?

No. It estimates your income level only. The clinic decides eligibility, discounts, covered services, required documents, and the final price.

Can I ask for a sliding fee if I have insurance?

Yes, you can ask. At HRSA-funded health centers, eligibility is based on income and family size, although insurance rules may affect how a discount is applied.

What income should I enter?

Start with gross household income before taxes. The clinic may define income or family size differently, so confirm its written policy before applying.

What does 100% or 200% mean?

It shows how your annual household income compares with the federal guideline for your household size and location. It is not a percentage discount.

Does The Health Question save my income?

No. The calculation happens in your browser. We do not receive or store the household size, location, or income you enter.

About the 2026 numbers

The calculator uses the 2026 HHS Poverty Guidelines: $15,960 for one person in the 48 contiguous states and Washington, D.C., with $5,680 for each additional person. Alaska and Hawaii use separate figures. Values are annualized when monthly income is selected.

Official references: 2026 HHS Poverty Guidelines and HRSA Sliding Fee Discount Program. Sources checked September 27, 2026.